If you’re having trouble making heads or tails of your retirement, we can help take the guesswork out of financial planning. When you partner with Davis Capital Management, you’ll have a highly-experienced CERTIFIED FINANCIAL PLANNER™ to help you navigate a broad spectrum of financial processes and help you lay the foundation of a strong financial future.

Why Work with a Financial Planner for Retirement?

Financial Planner for Retirement Near Rochester Hills

Make the Most of Your Retirement Red Zone

The retirement red zone refers to the five years leading up to retirement – we feel the most critical years for evaluating your assets and planning your financial future. A financial planner can help you understand the ins and outs of IRA options, social security and investments, so you can make the most of this short, yet highly impactful window of time.

Make the Most of Your Retirement Red Zone

Understand Current Financial Position

To plan for a fulfilling future, individuals need to first evaluate their current financial picture and see how it aligns with their retirement plan. Davis Capital Management can create an in-depth personal financial statement to assess your personal net worth and cash flow. We then use this statement as a benchmark to track progress and identify areas of opportunity.

Manage Risk At Davis Capital Management

Balancing the potential risk and return on investments is the hallmark of our investment strategy. We can help tailor your investment portfolio to balance your risk appetite and long-term goals. While there are always risks associated with investments, our financial planners can provide insight into potential risks and how to mitigate them.

Learn More: Portfolio Risk Management

Protect Your Legacy

Financial planners understand that greater wealth often leads to intricate issues that require more than traditional planning. After all, you worked hard to grow your wealth and create a lasting legacy.

Davis Capital Management works hard to coordinate all aspects of your financial picture. As a CERTIFIED FINANCIAL PLANNER™, Larry Davis is trained to provide a holistic approach to financial planning.  We are also educated in tax planning and estate planning which allows us to incorporate these services into your unique financial plan.

Understand How Taxes Impact Your Retirement Strategy

Taxes don’t stop just because you’re retired. Financial planners provide insight on how tax implications can affect retirement savings—and how to plan accordingly. Davis Capital Management provides guidance on IRAs and 401(k) options, the potential impact of RMDs, retirement plan contributions within IRS limits, strategies for managing estate tax, and tax implications of social security benefits. By taking an integrated approach to savings with tax implications in mind, individuals can make informed decisions about their financial future.

About Larry Davis, Financial Planner Near Rochester Hills

Larry has been active in the financial planning field since 2004 and is the founder of Davis Capital Management. As a well-known financial planner in the Southeast Michigan area, he works primarily with small business owners, post-divorce planning, and people transitioning from their working years into retirement. Davis Capital Management is located in Shelby Twp, just minutes away from Rochester Hills.

Through his experience he has developed and refined wealth management processes including the PET FORMula™. He is an active member in the Financial and Estate Planning Council of Macomb County and is currently serving on the Board of Trustees for the Greater Romeo/Washington area Chamber of Commerce. Larry is also actively involved with the Rochester Chamber of Commerce. He resides with his wife and three children in Washington Township and feels very blessed to be a part of this community.